Frequently Asked Questions
Why do I have to upload documents for my application?
Your documents allow us to better understand your company’s financial situation. This helps us to make the audit process streamlined and efficient.
What documents do I need to upload for my application?
Below is a list of the required documents:
| Documents | Sole Proprietorship | GmbH | AG |
|---|---|---|---|
| ID/Passport of the authorized signatory |  |
|
|
| ID/Passport of the beneficial owner | |
|
|
| Residence permit for the beneficial owners | () optional |
|
|
| Annual financial statements for the last 2 years | |
|
|
| Bank statements for the last 3 months | |
|
|
| Last year’s tax return | |
() optional |
() optional |
| Current debt enforcement register extract of the company (max. 1 month old) | () optional |
() optional |
() optional |
| Shareholder register | – | – | |
Do I need to upload all documents with the application?
To ensure your application is processed quickly, please upload all required documents directly with your online application. Missing documents may delay the review process.
A helpful tip: Submitting optional documents along with the required ones will also expedite the process.
What happens if I’m missing a document?
We kindly ask you to upload all documents directly to the customer portal. This is the only way we can guarantee secure, structured, and prompt processing.
If certain documents are currently unavailable, you can submit them later. We will inform you if any documents are missing or incomplete.
How can I upload the documents for my application?
You can easily upload your documents as a PDF or image file during the online application process.
Please ensure that all pages are legible and complete. Don’t forget to upload the back of your identity card as well.
How can I speed up the decision-making process?
By carefully and completely filling out the application process and correctly uploading all required documents.
What is a beneficial owner?
We are legally required to identify the owners of a company applying for a loan. These owners are referred to as `beneficial owners`. This includes all individuals who hold at least 25% of the company’s shares.
If the applicant company is owned by another company, we must also identify the beneficial owners of that parent company.
Where can I easily create a shareholder register?
To create a shareholder register relatively easily, the following website can be used, for example: https://www.das-aktienregister.ch/instant/app/